tag:blogger.com,1999:blog-90491415965188796092011-11-27T19:56:47.330-05:00Practical Advise on Saving Money Around the HomeSusan Tierneyhttp://www.blogger.com/profile/12424936322448344649noreply@blogger.comBlogger41100tag:blogger.com,1999:blog-9049141596518879609.post-46744018857403759422007-03-08T11:38:00.000-05:002007-03-30T10:07:17.367-04:00

The one thing that can really eat into the family budget is the grocery bill. Over the years, I have developed a few of my own strategies for saving money on my family’s grocery bill. I currently save from $1,100.00 to $1,600.00 a year on groceries for my family of four. I know this for a fact because I have been keeping an Excel Spreadsheet of all my grocery expenses for the past 5 years. Here

Susan Tierneyhttp://www.blogger.com/profile/12424936322448344649noreply@blogger.com1tag:blogger.com,1999:blog-9049141596518879609.post-62217886769558023492007-02-15T15:26:00.000-05:002007-03-08T11:36:49.889-05:00

One thing that helps me out even today is setting limits. This is something we just don’t do enough of. If I really want a big ticket item, then I put a little extra aside every month until I can afford it or make sure I get it with “interest free” monthly payments that I can afford. There is no shame in saying that something is just not in your budget at the moment. If fact, it may just empower

Susan Tierneyhttp://www.blogger.com/profile/12424936322448344649noreply@blogger.com0tag:blogger.com,1999:blog-9049141596518879609.post-65278229331718846322007-01-25T20:27:00.000-05:002007-03-08T11:35:28.444-05:00

One of the first things I did was to simply make a list on ledger paper of all my monthly expenses. For some reason the simple act of physically writing down all of my expenses and debts forced me to focus on them in a way you I might not have in the past. Don’t forget to list all the things you might pay cash for such as fast food stops, haircuts, movies, and pizza night that you might not

Susan Tierneyhttp://www.blogger.com/profile/12424936322448344649noreply@blogger.com0tag:blogger.com,1999:blog-9049141596518879609.post-91461060246238993312007-01-25T20:08:00.000-05:002007-03-30T10:13:24.508-04:00

I’ve always been tight with money. Growing up poor in the Bronx taught me a few things about money or the lack there of.In 1962, my father died unexpectedly leaving my mom to raise 5 kids on her own. Needless to say, my Dad’s income as a Postal Clerk for Post Office left a big hole in our family income. Yes, my Mom had Social Security benefits but she was so proud, that she would not apply for

Susan Tierneyhttp://www.blogger.com/profile/12424936322448344649noreply@blogger.com0